Yes, and no. Some dental plans include implant insurance, and some do not.
How’s that for an answer? We’ve all dealt with insurance plans and policies, and coverage can be vastly different, even within the same umbrella company. So, while it may seem obvious, I can’t stress enough the importance of checking with your insurance companies, both medical and dental, before you commit to an implant.
Don’t make your decision based on what was covered for your co-worker or even someone in your immediate family. There are yearly limits, pre-existing conditions, reasons for replacement, and deductibles that all need to be considered.
A dental implant is usually considered an elective procedure by insurance companies and therefore is not typically covered. However, there’s more than one component to an implant and your policy may cover a portion of the procedure, such as part of the cost of a crown. Or, if you’re really lucky, maybe all!
This article is intended to promote understanding of and knowledge about general oral health topics. It is not intended to be a substitute for professional advice, diagnosis or treatment. Always seek the advice of your dentist or other qualified healthcare provider with any questions you may have regarding a medical condition or treatment.
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